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Innovation risk research of China mobile payment business model

Yanhong Wang

As a new electronic cash payment industry, mobile payment has been at the stage of explosively growth in recent years. Its business model has been greatly innovated and developed, and it has created a huge wealth for the society. In order to ensure the healthy and orderly development of mobile payment industry, this paper establishes the risk index system that influences business model innovation of mobile payment, and uses analytic hierarchy process (AHP) to determine the influence weightiness of various risk factors. Hope it can provide some reference opinions for management’s decision-making.